Town-Country National Bank

Privacy Policy

FACTS

WHAT DOES TCNB DO WITH YOUR PERSONAL INFORMATION?

Why?

            Financial companies choose how they share your
                personal information.  Federal law gives consumers
                the right to limit some but not all sharing.  Federal
                law also requires us to tell you how we collect, share,
                and protect your personal information.  Please read
                this notice carefully to understand what we do.

What?

                The types of personal information we collect and share
                depend on the product or service you have with us.
                This information can include:
                      •Social Security Number, Account balances
                      •Payment history, Credit history
                      •Checking account information
                      •Wire transfer instructions
                When you are no longer our customer, we continue to
                share your information as described in this notice.

How?

                All financial companies need to share customers’
                personal information to run their everyday business.
                In the section below, we list the reasons financial
                companies can share their customers’ personal
                information; the reasons TCNB chooses to share; and
                whether you can limit this sharing.

Reasons we can share your personal information                                        Does TCNB share?             Can you limit sharing?

For our everyday business purposes-such as to process your transactions,         Yes                                            No
maintain your account(s) respond to court orders and legal investigations, or
to report to credit bureaus

For our marketing purposes-to offer our products  and services to you                  No                                             We don’t share

For joint marketing with other financial companies                                                       No                                             We don’t share

For our affiliates’ everyday business purposes-information about your
transactions and experiences.                                                                                               No                                             We don’t share

For our affiliates’ everyday business purposes-information about your                No                                             We don’t share
creditworthiness.     

For nonaffiliates to market to you                                                                                        No                                            We don’t share

Questions?    Call 334-682-4155 or Toll Free 1-877-418-6411

Who are we?

TCNB means Town-Country National Bank          

What we do?

How does TCNB protect my information?

                      To protect your personal information from unauthorized access and use, we use security
                 measures that comply with federal law.  These measures include computer safeguards
                 and secured files and buildings.  We also maintain other physical, electronic and procedural
                 safeguards to protect this information and we limit access to information to those employees
                 for whom access is appropriate.

How does TCNB collect my personal information?

                We collect your personal information, for example, when you
                                •Open an account
                                •Apply for a loan
                                •Provide account information
                                •Make a wire transfer
                                •Show your driver’s license
                 We also collect your personal information from others, such as credit bureaus, affiliates, or
                 other companies.

Why can’t I limit all sharing?

                   Federal law gives you the right to limit only
                                •Sharing for affiliates’ everyday business purposes-information about your creditworthiness
                                •Affiliates from using your information to market to you
                                •Sharing for nonaffiliates to market to you
                 State laws and individual companies may give you additional rights to limit sharing.

Definitions:

Affiliates                Companies related by common ownership or control.  They can be financial and
                                 non-financial companies.   TCNB has no affiliates.

Nonaffiliates         Companies not related by common ownership or control.  They can be financial
                                 and  non-financial companies.  TCNB does not share with nonaffiliates so they can
                                 market to you.

Joint Marketing     A formal agreement between nonaffiliated financial companies that together market
                                 financial products or services to you.  TCNB doesn’t jointly market.